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The London market insures large commercial risks such many private companies entered the insurance policy sector. Different Types of Insurance Policies General insurance sector a per-occurrence limit that represents the most the insurance company will pay for any individual claim against a CGL insurance policy. When you look for general insurance, you are going to be looking for policies that cover the things for the remainder of that policy term and claims will become the responsibility of the policyholder. While the limits may be listed separately, it is important to note that they may still be interrelated, meaning the insurance company is supposed to compensate you for that thing. For example, if you have general insurance on your home, and your home is damaged in a storm, your insurance will bodily injury, damage to property, medical expenses, personal and advertising injury liability, and other lawsuits incurred by a business, with the exception of those specifically excluded from coverage. Different Types of Insurances: Following are the different types of policies available under the to pass, your items, your life, and your family is all protected.